3 Costco Perks You're Probably Missing

When you walk through the doors of Costco, ready to conquer your grocery list and maybe treat yourself to a deliciously inexpensive hot dog combo, you enter a world teeming with more than just bulk goods. Costco is the kingdom of all things oversized — from packs of socks to barrels of pretzels — but it's also a treasure trove of membership perks that's all too easy to overlook amid the busy aisles.

Let's peel back the layers of the Costco cake (which, by the way, is another great reason to visit) and reveal the top three Costco perks you might be missing. These aren't just added bonuses; they are game-changers and can improve your personal finances, protect your assets and support your business efforts.

1. Travel discounts

Consider Costco the next time you dream of a vacation. With Costco Travel, your membership unlocks a world of travel discounts that can make those dreams come true. Imagine jetting off to an exotic beach or exploring a bustling European city, knowing you've landed the adventure for a great deal.

Costco has great deals on vacation packages, car rentals, and cruises. Its travel perks often come with little extras like room upgrades or Costco Cash cards, making your trip a little more special. And Executive Members receive 2% back on Costco Travel purchases as part of their annual rewards certificate. Before you book your next getaway, take a look at what Costco Travel has to offer – it might just be the best decision you make for your travel budget.

2. Insurance coverage

Most of us think of groceries and gadgets when we think of Costco, but what about insurance? Costco partners with top insurers to offer you discounts on health, dental, auto and home insurance. For example, Costco Gold Star and Business members can receive 15% off Figo Pet Insurance, when available.

Whether you're buying a new car through the Costco Auto program or protecting your home, these services give you the security of knowing you're covered, often at a fraction of the usual cost. The next time you pass the help desk, take a moment to ask about the benefits of insurance – your wallet will thank you.

3. Business Services

If you're maintaining a fledgling business or running a thriving business, Costco Business Services could be the secret weapon you need. From payment processing to payroll solutions, Costco offers a suite of tools designed to streamline operations and reduce costs.

For example, is your business paying too much for credit card processing? Well, Elavon's payment processing service, available through Costco, offers an attractive option for Executive members. On average, members reported saving about $1,574 per year on their credit card processing fees. This substantial saving could be a game-changer for your business, so it's worth taking a closer look to see if it fits with your financial strategies and goals.

Enjoy all the benefits of your Costco membership

So the next time you're at your local Costco, loaded with groceries, remember: there is much more to offer than what meets the eye. Whether you're planning your next vacation, looking to protect your most valuable possessions, or growing your business, your Costco membership opens the doors to a range of exciting benefits.

Dive into these opportunities, chat with the friendly staff members about what’s available, and maximize your membership. Trust me, it’s worth exploring every nook and cranny of these Costco perks. You never know what might change your life — or at least make it a little easier and cheaper.

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